Characteristics of study participants (N=267)
| Variables | Category | Frequency (n) | Percent |
| Educational status | None at all | 51 | 19.1 |
| Primary education completed | 93 | 34.8 | |
| Secondary education completed | 80 | 30 | |
| Tertiary and above | 43 | 16.1 | |
| Marital status | Currently married | 214 | 80.15 |
| Others* | 53 | 19.85 | |
| Current substance use | Yes | 44 | 16.5 |
| No | 223 | 83.5 | |
| Enrollment in CBHI | Yes | 44 | 16.5 |
| No | 223 | 83.5 |
*Currently not married, divorced and widowed.
CBHI, community-based health insurance.